![]() ![]() We also offer other overdraft protection plans such as a link to a savings account or line of credit, which may be less expensive than our standard overdraft practices. DCU offers standard overdraft practices (Convenience Pay) in which we may authorize and pay overdrafts when you don’t have enough money in your account to cover a transaction. Dividends paid after completing all requirements for a full calendar month.ģFailure to meet these requirements in any given month results in forfeiture of the APY for that month.ĤOverdraft forgiveness reimburses the first four fees annually resulting from an overdraft transfer, NSF or Convenience Pay transaction. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.ĢAPY = Annual Percentage Yield. ![]() Low rates, no annual fee and no balance transfer feeġEarly access to direct deposit funds depends on the timing of the submission of the payment file from the payer. ![]()
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